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apartment or house? Primary cell or secondary housing?

Know anyone like but I have an idea home purchase dered a very long time. Mainly because of the fact that I could not decide what I want. On the one private house parties - here it is the dream of most:). But it is not something wrong shed, and a normal house - a couple of floors with a veranda, with fruit garden and a pergola in the it:) with independent heating, itself to all the comforts of home and so on. But such house worth a lot of money and pricey in the content - so leave this Dream on then:) Now it remains to be determined it will be a primary cell or secondary housing and the number of rooms. With the amount of rooms all just need to make a choice - you buy an apartment for life, or kakoeto time with plans to later expand? take credit for housing for life scared me, so I decided to take 1k apartment, with plans to continue after repayment " proapgredit" it to 3k. Very long thought primary cell is whether or secondary housing ? Paprobuyu formulate pros and cons for each option:

primary cell pluses:

• square housing is cheaper than secondary market ;
• you buy an apartment in building life cycle is just beginning, as opposed to secondary housing, the majority of which more than half of their already defended, and even more;
• in new buildings much better layout than the old houses;
• kontinget tenants in new buildings consists mainly of young families, as opposed to entire shops grandmothers in old houses;
• repair in a new do better than in the secondary housing , as in the secondary housing all must immediately zdirat / break / beat, and the newly those zdayut box in which there is nothing superfluous - Repairs nehochu:);

primary cell Cons:

• usually apartments in the newly are bought back in moment of foundation, so after buying an apartment before putting home runs a year or two;
• as practice shows my friends - the declared deadline at home and the actual period of delivery - these are two different things. Varirovatsya this period may from 3 months to a year or more;
• even after putting the house you can not rode in an apartment . To make it habitable to invest another 20-30% of the cost of housing, as well as to wait 3-6mth (until repairs done ). Also must already have the necessary repairs to amount or it may take years;
• a lot of risks - starting with the fact that the developer can simply collect denyuzhku and dump or sell each apartment several owners (select only well-known real estate developers with years of experience) and ending those that built the house can give a crack. You are buying a pig in a poke, so if you decide to buy a primary , then search the Internet for people tomzhe already "bought them these cats." For example, in Kharkiv I have heard many good reviews about zhilstroy2 and Avantage and a lot of negative about zhilstroy1 and kuryazhe;
• as it New , it is necessary to prepare, even after your and repair of start of apartment for several years to endure repair your neighbors (because they do not do everything at once repair , such as waiting until the house "will stand and will shrink or just bought an apartment with a view to resale posleduschego);

secondary housing pluses:

• you see what you are buying an apartment ;
• after completing your transaction, you can almost immediately rode into the apartment and gradually make repairs ;
• if you arrange the loan then get it on the secondary housing easier, since most banks to get credit for a primary need that 30% of the house was ready (the foundation and several floors);

secondary housing Cons:

• square meter is more expensive;
• majority of homes already are age 30 40 years and more;
• harder to make repairs , as you have before you put that new thread to dismantle the old;
• garazdo above the likelihood that their neighbors are caught alcoholics, rowdy or kakienit malicious old woman;

I would also like to note that the footage of apartments in new buildings and secondary market is somewhat different. For example, in new buildings 1k apartment in the middle has a 45-60kv.m footage. whereas in older homes is a 31-33kv.m. but to Example 3k in erected 90-120, at the same time in older homes 60-70. But by plus or minus is assigned don `t know. On the one hand in a spacious apartment to live comfortably, On the other hand is more expensive.

In general, analyzing all these factors I have concluded that the primary cell kanechno is better, but it is more appropriate to improve living conditions than as a first home. Since the date of the primary purchasing to the time when there will be renovated and vezzhat will be more than a year. For its first apartment better vsetaki 1k on secondary housing , since immediately after the transaction, you can go there and rode pochuchka make repairs hoarding denyushku a good 3k in the newly renovated with great;)

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Mission blog

In every person's life comes a moment when you need obzovoditsya his corner on this planet! No matter it would be - apartment or private home - it depends on the financial vazmozhnostey and preferences of each (I like because of these factors chose an apartment ). This is a very important moment - because this will be your dwelling place. But after buying a property narisovyvaetsya Next problem - its equipment. It just so happens that six months ago, I joined the ranks of homeowners, and now just going through a stage of repair . Because of the fact that apartment was preobretena loans , then I'm somewhat limited in money and do things gradually. And since buying an apartment and repairs in the apartment new to me, then pops a lot of nuances about Cator never would have thought. The purpose of this blog is to highlight this point in Maya life and share the obtaining of experience (ranging from select apartments , transaction and finishing repairs) and stuffed with pine cones with you, it will help someone a vazmozhno:)